TFC  /  Insurance & Pricing
Transparent pricing & coverage

What you'll pay, up front.

A pharmacy that tells you the price before you swipe your card. We accept most major plans, bill insurance first, and quote our cash price when coverage falls short. No surprises at pickup.

Insurance accepted

We're contracted with most major commercial, Medicare Part D, and Medi-Cal plans. Don't see yours? Call (323) 348-4205 with your card and we'll verify in 10 minutes.

Medicare Part D All plans
✓ Accepted
Medicare Part B DME & diabetes supplies
✓ Accepted
Medi-Cal Fee-for-service
✓ Accepted
Medi-Cal Managed Care L.A. Care, Health Net, Anthem
✓ Accepted
L.A. Care Including Cal MediConnect
✓ Accepted
Health Net Including Wellcare
✓ Accepted
Anthem Blue Cross CA & out-of-state PPO
✓ Accepted
Blue Shield of CA PPO, EPO, HMO
✓ Accepted
Aetna Commercial & Medicare
✓ Accepted
Cigna Including Express Scripts
✓ Accepted
UnitedHealthcare + OptumRx
✓ Accepted
Tricare / VA Active duty & retiree
✓ Accepted
CVS Caremark Network pharmacy
✓ Accepted
Workers' Compensation CA claims
✓ Accepted
HSA / FSA / HRA Direct card payments
✓ Accepted
Hospice insurers Special billing
✓ Accepted
Kaiser Permanente Most plans out-of-network
⚠ Out-of-network*
Cash discount program For uninsured / out-of-pocket
✓ Available

*Kaiser members: TFC is out-of-network for most Kaiser plans, but for compounded medications not available at Kaiser we can often dispense at a competitive cash price. Call to verify before filling.

Cash-pay pricing, by category

When insurance denies a compound — or when the cash price is better than your copay — here's the typical range. Ranges below are illustrative and depend on strength, quantity, base, and active ingredient sourcing. For an exact quote on your prescription, call (323) 348-4205.

Category
Cash price range
Typical retail
You save
Standard generic Rx30-day, common maintenance meds
$8 – $25
$15 – $40
~40%
90-day generic Rx3-month supply on maintenance
$18 – $55
$35 – $100
~45%
BHRT compound creamBi-Est, progesterone, or testosterone
$40 – $95
$60 – $140
~35%
Pain compound creamKLG, BLT, multi-active blends
$45 – $120
$90 – $250
~50%
Pediatric flavored suspension100 – 250 mL bottle
$25 – $60
$40 – $90
~40%
Dermatology compoundModified Kligman, acne triple, hair-loss
$35 – $85
$70 – $180
~55%
Women's health compoundVulvodynia, vaginal Rx, libido
$35 – $95
$60 – $150
~40%
Veterinary compoundTransdermals, flavored suspensions, chews
$22 – $75
$40 – $120
~40%
Sterile injectableUSP 797, testosterone cypionate & similar
$65 – $180
$120 – $300
~40%
Specialty / biologic RxHigh-touch, prior-auth required
Quote
Varies
Call us

Prices reflect typical TFC cash-pay for May 2026. Final price depends on strength, quantity, and active-ingredient market cost — we'll always quote before dispensing. No membership fee, no subscription.

If insurance denies, we help.

Prior authorizations, appeals, and copay-assistance programs are part of our standard service — not an upcharge. Three things we do for every patient whose claim hits a wall.

01

Prior auth submission

We submit the PA paperwork to your insurer for you. Most decisions back in 3–5 business days. We follow up if they sit on it.

02

Manufacturer copay programs

For brand drugs, we identify and enroll you in available copay cards — often dropping a $150 copay to $5 or $10.

03

Patient assistance referrals

For high-cost specialty meds, we connect uninsured / underinsured patients with the manufacturer's patient assistance program.

Insurance & pricing FAQ

Common questions about how we handle billing, prior authorizations, and out-of-pocket pricing.

Will my insurance cover a compounded medication?

Sometimes. Coverage varies wildly between PBMs and even between plans within the same insurer. We bill your insurance first; if denied, we tell you our cash price (typically 30–55% below the retail compound market). Some patients elect to pay cash anyway because it's cheaper than their copay.

What if I'm uninsured?

Welcome. Our cash-pay prices are competitive with the major discount cards (GoodRx, SingleCare). You don't need to bring anything special — just a valid prescription. For high-cost meds, we can also help with manufacturer patient-assistance programs.

How does pricing work for compounded medications?

Compounded prices reflect three things: the active pharmaceutical ingredient (API) cost, the base / vehicle, and the labor to compound. Higher-cost APIs (some BHRT actives, peptides, controlled substances) drive higher prices. We don't mark up beyond the typical compounding industry margin.

Why are your prices lower than chain pharmacies?

Two reasons. First, as a small independent we don't pay franchise/corporate overhead, so we can run on smaller margins. Second, we have direct relationships with our API suppliers and pass the savings on. Plus, we genuinely think pharmacy pricing should be readable, not weaponized.

Do you accept HSA, FSA, or HRA cards?

Yes — directly. Just present the card at checkout. Eligible items include all prescription medications and most OTC items prescribed for a medical condition. We can also provide itemized receipts for reimbursement.

Does insurance cover medical supplies / DME?

Often, yes. Medicare Part B covers walkers, wheelchairs, CPAP supplies, and diabetes monitoring with a prescription. Medi-Cal covers incontinence and some DME with a Treatment Authorization Request — we help submit it. See medical-supplies.html for details.

Can I price-shop a specific prescription?

Yes. Call us with the drug name, strength, and quantity (and your insurance info if you have it). We'll quote both the insured copay and our cash price. No commitment, no judgment if you don't fill with us — but we usually win the comparison.

Are there hidden fees, membership costs, or subscriptions?

No. Free delivery in our zone, free pharmacist consultations, free PA submission, free copay-assistance enrollment. We charge for the prescription. That's it.

Want a price before you fill?

Call us with your insurance card and prescription details. We'll quote your insured cost and our cash price in under 10 minutes.